Financing | GarageCarLifts.com
Flexible Payments

EASY FINANCING

Don't let budget hold you back. Get the lift you need today and pay over time — with plans starting as low as $49/month.

No Hard Credit Pull to Check
Quick Approval
0% Promo Options Available
At a Glance

Financing Made Simple

We've partnered with trusted lenders to make financing your car lift as easy as possible.

2 MIN
Average application time
24 HRS
Decision usually same day
$49 /MO
Plans starting from per month
0 %
Promotional APR on select plans
Choose Your Plan

Financing Options

We offer multiple financing plans to fit your budget. Not sure which is right for you? Just call us — we'll help you pick.

Best Value
6-Month Plan
0% APR for 6 months

Pay off your lift interest-free over 6 months. Best option if you want to pay it off quickly with zero extra cost.

0% interest for full term
No prepayment penalty
Lowest total cost
Fast approval process
Higher monthly payment
Apply Now
Most Popular
24-Month Plan
9.9% APR over 24 months

The most popular choice — spread payments over 2 years with a low monthly amount that fits most budgets easily.

Low monthly payments
Competitive APR
No prepayment penalty
Flexible payment dates
Easy online account management
Apply Now
Lowest Monthly
48-Month Plan
14.9% APR over 48 months

Maximum flexibility — the lowest possible monthly payment spread over 4 years. Great for tighter monthly budgets.

Lowest monthly payment
Maximum budget flexibility
No prepayment penalty
Higher total interest paid
Higher APR
Apply Now
Payment Estimator

Calculate Your Monthly Payment

Use the slider below to estimate your monthly payment based on lift price and term. Exact rates are confirmed at approval.

Adjust Your Numbers
Lift Price $2,500
Down Payment $0
Loan Term 24 months
Est. APR 9.9%
Estimated Monthly Payment
$115 /month
Loan Amount
$2,500
Total Interest
$263
Total Cost
$2,763

* This calculator provides an estimate only. Actual rates and payments are determined at approval and may vary based on creditworthiness.

No Impact on Credit Score to Check
Checking your rate uses a soft inquiry only — it will not affect your credit score in any way.
Get Approved in Minutes
Most applicants receive a decision within minutes of submitting their application online.
Pay Early With No Penalty
There is never a prepayment penalty. Pay off your loan early and save on interest — it's your money.
Questions? Just Call Us
Ben or Cody can walk you through every option and help you pick the best plan for your budget. No pressure.
Getting Started

How to Apply

The whole process takes a few minutes. Here's how it works from start to lift delivered.

01
Choose Your Lift

Browse our product lineup and pick the lift that fits your garage and your needs. Not sure? Call us — we'll help you decide.

02
Fill Out Application

Complete the short financing application below — it takes about 2 minutes and uses a soft credit check only.

03
Get Approved

Most applications are approved within minutes. We'll contact you to confirm your plan, rate, and first payment date.

04
Lift Shipped to You

Once financing is confirmed, your lift ships within 1–3 business days. We'll send tracking info and check in after delivery.

Who Qualifies

Financing Eligibility

We work with lenders who approve a wide range of credit profiles. Here's a general guide.

✓ You Likely Qualify If
US Resident, 18+
Must be a US resident with a valid Social Security number and at least 18 years old.
Credit Score 580+
Most applicants with a score of 580 or above qualify for at least one financing option.
Verifiable Income
Employed, self-employed, or business owners with verifiable income are welcome to apply.
Business Financing Available
We offer business financing options for shops, dealerships, and commercial operations.
✕ May Not Qualify If
Credit Score Below 580
Scores below 580 may limit options or require a co-signer or larger down payment. Call us — we'll find a way.
Active Bankruptcy
Active bankruptcy filings may prevent approval until discharged. Contact us to discuss options.
No Verifiable Income
Lenders require proof of income to approve financing. A co-applicant with income may help.
Non-US Residents
Financing is currently available to US residents only. International customers must pay in full.
Ready to Apply

Start Your Application

Fill in your details and we'll get back to you fast to walk you through the next steps and confirm your rate.

Soft Check Only
Checking your rate will not affect your credit score — we use a soft inquiry only.
Secure & Private
Your personal information is encrypted and never shared with third parties.
Fast Response
We review every application same day and will reach out to confirm your options.
Prefer to Call?
Call 1-800-GAR-LIFT and we'll start the application over the phone with you right now.
Financing Application

Submitting this form does not lock you in — it starts a conversation. No hard credit pull until you agree to a plan.

Application Received!

Thanks! Ben or Cody will be in touch shortly to walk you through your options and confirm your rate — no pressure, no commitment yet.

Common Questions

Financing FAQs

Everything you want to know before you apply.

Will applying affect my credit score?
Checking your rate uses a soft credit inquiry only — this will not affect your credit score at all. A hard inquiry is only made if you choose to proceed with a loan after reviewing your approved offer.
How quickly will I get a decision?
Most applications receive a decision within minutes during business hours. In some cases it may take up to 1 business day. We'll reach out by phone or email as soon as we have an answer for you.
Is there a minimum credit score required?
We work with lenders who accept a range of credit profiles. Generally, a score of 580 or above qualifies for at least one plan. If your score is lower, don't be discouraged — call us and we'll explore every option including co-signers and down payment options.
Can I pay off my loan early?
Yes — there is absolutely no prepayment penalty on any of our financing plans. You can pay off your loan early at any time and save the remaining interest. We encourage it.
Is business financing available?
Yes! We offer business financing for auto shops, dealerships, and commercial operations. Business financing may offer different terms and rates. Select "Business / Commercial" on the application form or call us for details.
What happens after I submit the application?
Ben or Cody will reach out to confirm your options, walk you through the terms, and answer any questions. There is no commitment until you agree to a specific plan — submitting the form just starts the conversation.
Have Financing Questions?

Call Ben or Cody directly. We'll explain every option in plain English — no confusing fine print, no pressure.

Call 1-800-GAR-LIFT Apply Online